Todd Lubar – Living the Financial Dream

Todd Lubar is a Young, Energetic, Optimistic and Experienced entrepreneur, describes yelp. Mr. Lubar joined the Real Estate Industry at the age of 22. He is currently the President of TDL GLOBAL VENTURES, LLC. He also serves as the Sr. Vice President to Legendary Investment. Since his working as a loan originator with Crestar Mortgage Corporation in the initial days, Mr. Lubar has walked a great and outstanding journey.

Mr. Todd Lubar did his schooling from Sidewell Friends School till 1987 and went to The Peddie School in Hightstown, NJ for his high school. Having graduated from Syracuse University with B.A in speech communication in 1995, Mr. Lubar first experience with Crestar Mortgage Corporation and thereafter with Legacy Financial Group gave him invaluable experience in the field of Finance and Real Estate. In 1999, Todd acquired Legacy Financial Group which gave him the opportunity to broker loans to outside investors. He also used this stepping stone to open up Legendary Properties which is a residential development company.

He accepted a job with Charter Funding (a division of First Magnus Financial Corp) as Sr. Vice President. His vast experience in Mortgage banking, Demolition industry, Night club industry, Recycling industry and Real estate development industry makes him pioneer in his field.

Having been ranked as Top 25 Mortgage originators in the country for many years, reveals Crunchbase, he understands the business in much more better way than others. At present he is with TDL Ventures, a company which is focused on helping people in need. He is currently residing in Bethesda, Maryland and survived by his 2 beautiful children.

For more info, toddlubar.com

https://www.rebelmouse.com/todd_lubar/

 

Why You Need To Refinance Your Auto Loan ASAP

People who take out auto loans for a new or used car often struggle to make their payments or simply feel trapped with high payments or interest rates. Thankfully, you don’t have to be one of those people who are stuck in a cycle of permanent repayment.

 

Refinancing your auto loan is a great way to save yourself money and get back on track financially. Here are just a few ways it will help you regain control over your auto loan payments.

 

 

Refinancing Can Lower Your Interest Rates

If you are paying too much for your auto loan interest rates, refinancing may help you get a lower rate. Interest rates change as the years pass, and if you took out an auto loan when they were high, refinancing can decrease your interest rate.

 

This can be a huge difference in your payments: for example, even a five percent decrease could save you thousands of dollars over the life of the loan. This is especially true if your decreased interest rate also causes your monthly payments to go down.

 

 

It Can Also Decrease The Length Of Your Repayment Plan

Are you staring at a 15-year repayment plan and simply want to own your car more quickly? Refinancing your loan can help create a shorter-term plan that will get your car into your hands more quickly.

 

Take note, though, that this is likely to increase your monthly payments during this period. However, it will decrease your overall payment by eliminating excessive interest rate payments. For example, if you get your 15-year repayment plan cut to seven-years, you’ll be paying eight fewer years of interest.

 

 

Your Credit Rate May Also Be Improved

Struggling to repay your auto loan is likely to negatively impact your credit rating. Refinancing can help improve your credit score by giving you the chance to make more regular payments and avoid late fees.

 

While the actual act of refinancing may temporarily negatively impact your credit score, it is a long-term strategy that can boost your credit immensely and improve your financial situation. This allows you to reinvest any saved money in other payment plans or home improvements you may need.

 

 

Getting Help Today

So if you’re interested in finding a way to “slash my payments” on your auto loan, check out Ignition Financial as your refinancing solution. They can help you better understand your financing options and will work hard to find a plan that works for your unique needs.